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If you’ve had an accident, you may wonder if it’s worth filing an insurance claim and watching your rates go up. Under certain circumstances, you may benefit from taking care of the problem on your own, such as a rock chip, or minor door dings, but in most cases forgoing car insurance claims may affect your Zionsville and Brownsburg rates, and may even get you into trouble. Make sure you know when it’s all right to pass on the claim and, if it’s time to get behind the wheel of a new car, simply fill out the online application at Indy Car Financing and get started today.
Popular Misconceptions About Car Insurance
While you may find yourself paying higher insurance premiums after an accident, it’s not automatically true that your insurer will raise your rates. In fact, drivers make a number of incorrect assumptions about insurance, including:
- Small Claims Lead to Big Premiums – While a major collision could lead to higher rates, having your windshield replaced likely won’t.
- A Single Ticket Will Lead to High Payments – If you have an otherwise clean driving history, your insurer may not raise your rate for a single infraction.
- A Collision Will Cost More Than Just Repairs – Even if you’re in an accident, if you’re not at fault, your insurance carrier may not raise your rates.
In most states, if the damage exceeds a certain dollar amount or causes injury to a person, you are required by law to report it and should contact your insurer.
Let Indy Car Help You On the Path to Securing a New Car
If you’re ready to get behind the wheel of a new or used car, the experts at Indy Car Financing are here to help. Whether you’re just starting out and need a guide, or you’ve experienced a few bumps along the way, we have the right loan product for you. Let us lead you through the process step by step so that you get the vehicle you want at a price you can afford.
Car Insurance Claims Don’t Have to Affect Your Zionsville and Brownsburg Rate
Once you’ve learned about car insurance claims and found the Zionsville or Brownsburg vehicle you want, contact Indy Car Financing at (855) 468-6215 or stop by Speedway Chevrolet at 5252 W 38th St. in Indianapolis to get the financing you need.