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30 Second Credit App

Credit is essential for borrowing money. Your credit worthiness is rated by the three credit reporting agencies and FICO. The scores represent the likelihood that a person will repay their loans, and it’s determined by a person’s borrowing history and other variables.

I have bad credit, what should I do?
If you have less than perfect credit, don’t fret; you’re not alone. Millions suffer from bad credit because of a variety of reasons.

To improve your credit, start by getting reports from all three reporting agencies. This will shed light on what exactly is impairing your credit.

Credit reports may contain inaccuracies that you can correct to help get your credit back on track. Paying down high balances and paying on time will go a long way to improving your credit.