Category Archives: Car Buying Advice

30 Sep

How to Buy a Used Car on a College Budget

If you’re interested in taking home a used car on a college budget, let Indy Car Financing help! No matter what your current financial situation may be as a student, investing in a pre-owned vehicle doesn’t have to be a difficult task. Here are some useful tips to consider when buying a used car on

26 Sep

Buying a Used Car: Dealers vs. Independent Sellers

When it comes to buying a used car, there are two main options available to buyers. Shoppers in the market for a pre-owned vehicle usually have the choice to buy from a car dealership or an independent seller, both of which have their benefits and disadvantages. To help our clients at Indy Car Financing decide

26 Sep

What is Buy Here Pay Here?

Customers interested in purchasing a used car while letting the dealership take care of the financing should consider buying from a “Buy Here Pay Here” (BHPH) car dealership. To find out what exactly BHPH dealers do for their customers, Indy Car Financing aims to shed some light on the subject! Buy Here Pay Here: What

05 Sep

Should I Buy or Lease a Car?

If you’re interested in making an automotive investment, chances are that you’ve been shopping around for a vehicle that fits your budget, needs, and style. You’ve also probably asked yourself, “Should I buy or lease a car?” The experts at Indy Car Financing can help you to understand the benefits of both buying and leasing

05 Sep

How to Make a Car Financing Budget

Here at Indy Car Financing, we believe that driving your dream vehicle should be a reality that you can afford. However, it’s important to remember that owning a vehicle means more than just paying off an auto loan. This is why our experts have provided the following helpful tips to design a car financing budget

21 Aug

How to Buy a Car with No Credit

If you haven’t yet established your credit by taking out credit cards, loans, or other forms of credit, then it may seem impractical at first to secure an auto loan. Whether you’re in college or simply a first time financer, you’re definitely not alone. Thousands of people are in the same situation as you, but

Credit is essential for borrowing money. Your credit worthiness is rated by the three credit reporting agencies and FICO. The scores represent the likelihood that a person will repay their loans, and it’s determined by a person’s borrowing history and other variables.

I have bad credit, what should I do?
If you have less than perfect credit, don’t fret; you’re not alone. Millions suffer from bad credit because of a variety of reasons.

To improve your credit, start by getting reports from all three reporting agencies. This will shed light on what exactly is impairing your credit.

Credit reports may contain inaccuracies that you can correct to help get your credit back on track. Paying down high balances and paying on time will go a long way to improving your credit.