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At Indy Car Financing, we consider it part of our job to help drivers in every aspect of car ownership, and we’ve come here today to bust some common car insurance myths for our Brownsburg and Zionsville drivers. After you learn a bit more about auto insurance, be sure to fill out our secure online finance application to get on your way toward an affordable and insured car.
Popular Misconceptions About Car Insurance
With the millions of people who purchase auto insurance, it’s easy to see how myths about insurance rates could crop up, and we want to clear the air.
- Claims Increase Your Premium: There are a wide variety of factors that determine your auto insurance rates, and while it’s possible that a claim could lead to a bump in your bill, your driving history and the severity of the incident could leave you off the hook for increased payments.
- Speeding Tickets Increase Your Premium: Like with accident claims, a speeding ticket can increase your premium, but it is far from a guarantee.
- Car Insurance Rates Drop at Age 25: Young and old drivers tend to account for more accidents than those in between, and while your rates could decrease when you reach a certain age, they are dependent on the kind of vehicle you drive, where you live, and other factors.
- Red Cars Cost More: We think this myth got started by the sheer volume of sports cars and muscle cars that come in red, but driving a red car will not impact your insurance rates at all.
There’s one fact about auto insurance you should to keep in mind: you need it to drive. When you secure an auto loan with Indy Car Financing, we can help you set up the insurance as well.
Let Indy Car Help You Down the Path to Securing a New Car
Now that we’ve put to rest some common myths about car insurance, Indy Car Financing wants to help you secure the funds for your new car. Whether you have great credit, bad credit, or no credit at all, we will work with you one-on-one to find a financing solution that puts you behind the wheel with a monthly payment you can afford.
In addition to putting the keys in your hand, a new car loan is an excellent way to build your credit rating up. Go from no credit or bad credit to a good credit score just by making your monthly payment.
Contact Indy Car Financing for Quality Car Insurance
We hope we’ve busted some common car insurance myths and cleared up any misconceptions. If you still have any questions or want help financing your next vehicle near Brownsburg or Zionsville, contact Indy Car Financing. You can reach us by phone at (855) 468-6215 or drop by our location at Speedway Chevrolet in Indianapolis.