What Are Your Options When You Can’t Get Approved for a Car Loan?

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If you’ve got less than perfect credit, you may worry about being approved for a car loan. You may have even already had your car finance application declined. The good news is that there are ways to get the financing you need, even if your car finance application has been declined elsewhere. Read on to learn how to repair your bruised credit, then fill out our easy online finance application and get back on track today.

How to Get a Car with Less Than Ideal Credit

Bad or nonexistent credit can make it nearly impossible to get financing for a new or used car loan, but there’s good news—you can build a good credit profile and get the loan you need by following a few simple steps:

  • Bring a Down Payment: The better your down payment, the more likely a lender will see you as a viable risk, making them less hesitant about lending you the money you need.
  • Use Alternative Credit Data: If you can verify that you’ve kept up with your regular monthly expenses, you may be able to qualify for financing from select lenders.
  • Go Local: Using a local “Buy Here Pay Here” lender like Indy Car Finance can help you get the financing you’re looking for, even if your credit isn’t so hot.
  • Trade Up: Once you’ve established that you pay your bills on time, you may be able to refinance your loan for better terms, helping you build credit while you save money.

Let Indy Car Financing Help

At Indy Car Financing, we specialize in clients who have been turned down elsewhere. Even if you have less than perfect credit, we can help you get the financing you need to get behind the wheel of a better car. Meet with one of our loan specialists today to see how easy it is to get financed with us.

Indy Car Finance Can Help You Get a Car Loan Even if your Finance Application Has Been Declined Elsewhere

Getting the financing you need doesn’t have to be a hassle, even if your auto loan application has been declined elsewhere. Contact us now at (855) 468-6215 or stop by our Speedway Chevrolet location at 5252 38th Street in Indianapolis, IN to learn more.